The "Alpenverein Worldwide Service" is included in the membership fee and offers the following benefits:
The insurance protection included in membership begins on the day after the annual premium is paid and ends on 31 January of the following year. If the premium is paid after 31 January, the insurance protection begins on the day after the premium is paid.
Insurance cover is granted provided the current membership fee is paid before an incident occurs. January of each year forms an exception: If an incident occurs in this period and if the membership fee for that calendar year has not yet been paid, insurance coverage is nonetheless granted providing payment is made afterwards and providing the membership fee for the previous year was already paid. If the membership fee is paid after 31 January, insurance coverage begins with the first minute of the day following the date on which the membership fee was paid. New members who join after 1 September of any year also count as being insured up to 1 January of the following year, although no membership fee is charged for this period.